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Consumer info - Using chip and PIN cards - Remembering your PIN

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Remembering your PIN

If you find remembering a four-digit PIN difficult then break it down into two lots of two numbers that mean something to you - such as the birth date of one of your children plus an old house number.

Some people find that remembering the pattern of the numbers as they enter it helps them to remember their numbers.

Don't use numbers that can easily be associated with you like part of your telephone number, your year of birth or your street number.

You should also avoid popular number sequences like 9876 or 1234 or 9999.

Best of all is a random combination of numbers - this is the hardest for a criminal to guess.

However, anyone who has a disability and thinks they may have difficulty with chip and PIN (because of their impairment) should talk to their card issuer who will discuss their options with them, which includes continuing to use cards with signatures or other arrangements which these customers currently have in place. You will not be required to provide medical evidence to support your request.

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